Our DCM First-Time Buyer program is powerful in any market, but especially in ones that are competitive. Many of our buyers believed they were outmatched by high competition, or just unable to buy a home because of their credit, savings, or the projected monthly payments. We provide you with the tools to lower your costs, give you that edge to make that decisive offer that gets you into your first home.
First-Time Homebuyer Program Requirements
- Northern Virginia or Greater Charlotte Homebuyer
- 1st home or have not owned a home in the last 3 years
- Currently employed
- Mortgage-eligible (not sure, we will Pre-Qualify you! If by chance you fall below the threshold our advisors will work with you to create a plan for a future approval)
Some Popular Options Buyers Can Utilize:
- “Offer Cash” program – Rent to Own and Lease Buyout assistance programs
- No closing cost options
- Zero down payment options
- Wholesale Buydown and ARM Programs to significantly lower interest rate
- No overlay underwriting for buyers with difficult credit profiles (including student loan issues)
- Lock n’ Shop- guarantee rate for up to 180 days -Renovation Financing
- Combined Programming with partner vendors
Ultimately, many of our clients were able to afford homes they first believed were out of their price range, maybe didn’t have the down payment or closing costs, or just wouldn’t qualify for a mortgage at all. We always ask that you reach out or schedule a call to see what we can do for your home buying situation.
